Money Saver Solutions — business solutions and personal finance solutions
What it does

A complete waste audit, not a budget spreadsheet.

Benchmarked spending

Every expense is compared to what's typical for your industry or household size, so you know what's actually high.

Subscription audit

Finds unused seats, overlapping tools and monthly billing you can switch to annual.

Hidden leak finder

Card processing, overtime, inventory waste, fees — the leaks that never get their own line on a statement.

Ranked action plan

Savings sorted biggest first, each with a concrete fix and a quick-win vs. needs-a-plan label.

Printable reports

Your name and license number lock onto every report, so a shared copy is always traceable.

Offline & private

Runs entirely in your browser. Your numbers never leave your device.

“Beware of little expenses; a small leak will sink a great ship.”
— Benjamin Franklin
The programs

Five programs do the work.

Both editions ship with all five, running inside the same offline file. Nothing is uploaded and no account is needed, so every number stays on your device and lands in one audit.

  1. 01

    Subscription finder

    Spots the recurring charges you forgot you signed up for.

  2. 02

    Bill reduction guide

    Shows how to shop around on insurance, internet, phone plans and other services.

  3. 03

    Grocery savings planner

    Turns a budget into affordable meal plans and the shopping list that goes with them.

  4. 04

    Household savings calculator

    Estimates the annual savings available from the expenses you enter.

  5. 05

    AI savings assistant

    Builds a realistic plan from your budgets and priorities, on your own machine.

How it works

From purchase to savings plan in three steps.

01

Buy your license

Pick Business or Home, enter your business or household name, and check out securely. Your name is sealed into the key.

02

Download the tool

You get a single HTML file. Open it in any browser — it works fully offline, on any device you own.

03

Activate & save

Paste your license key, enter your numbers, and get a ranked savings plan you can print or share.

Two editions

One for your business. One for your home.

Each key works only in the edition it was issued for. The file itself runs a free read-only demo, so you can preview before you buy.

For Business

$149

Expenses vs. industry benchmarks, a software & subscription audit, and the hidden leaks — processing, overtime, inventory, idle equipment.

  • Expenses benchmarked against your industry
  • Software & subscription audit (unused seats, overlaps)
  • Card processing, overtime & inventory leak finder
  • A prioritized savings action plan
  • Subscription finder for charges you forgot about
  • Bill reduction guide for insurance, internet & phone
  • Supplier & vendor pricing review on recurring purchases
  • Annual savings calculator across every business expense
  • AI savings assistant that builds the plan with you
Buy For Business · $149

For Home

$49

Spending vs. typical households, a streaming & membership audit, credit card interest and fees, and the everyday habit leaks draining your budget.

  • Spending compared to typical households
  • Streaming & membership audit
  • Credit card interest & fee finder
  • Everyday habit leaks, ranked by dollars
  • Subscription finder for charges you forgot about
  • Bill reduction guide for insurance, internet & phone
  • Grocery savings planner with meal plans & shopping lists
  • Household savings calculator for annual savings
  • AI savings assistant that builds the plan with you
Buy For Home · $49
Reviews

What owners and households find.

Results reported by businesses running the Business edition and families running the Home edition.

Business
“Food cost was always guesswork. The audit traced the gap between what we were invoiced and what actually arrived, and showed me which two suppliers were behind it. Two points of margin back inside a month.”

Priya Raman

Owner, Cedar & Vine Hospitality · Austin, TX

Home
“Groceries, subscriptions, and two insurance policies we had outgrown. It found $412 a month we did not know we were spending, and we put that straight on the mortgage.”

Amelia Ruiz

Household of four · Fort Collins, CO

Business
“We ran two years of payables through it and found $38,400 a year we were quietly losing: duplicate tooling subscriptions, three freight contracts nobody had re-bid. The fix list paid for the license in the first week.”

Marcus Hale

Operations Director, Iron Ridge Fabricators · Denver, CO

Home
“I thought I was frugal. Turns out I had been paying for four streaming services and a gym since 2022. An afternoon of work found about $180 a month.”

Kevin Tran

Remote worker · Sacramento, CA

Business
“Fuel, insurance, maintenance. The audit sorted 14 months of expense lines and flagged the surcharges we were paying twice. Clean report, and it never needed a spreadsheet of ours.”

Dana Whitfield

CFO, Northline Logistics · Columbus, OH

Home
“I wanted something I could run myself without uploading my accounts anywhere. It stays on my laptop, and it still found duplicate pharmacy charges and a card fee I had never questioned.”

Margaret Ellison

Retired teacher · Tucson, AZ

Business
“We use it as a first pass before client engagements. It surfaces the same categories a junior associate would take a week to find, and the export drops straight into our workpapers.”

Erin Halvorsen

Partner, Halvorsen & Pike CPA · Minneapolis, MN

Home
“First year with a baby, our spending went sideways. The report showed us exactly where: delivery, diapers bought three times over, and one card fee we had never noticed.”

Dev & Nikki Sharma

New parents · Kansas City, MO

Business
“The leakage report pointed to $61k in overtime tied to one badly scheduled line. We fixed the schedule, not the software. That is the point.”

Tom Bradley

Plant Manager, Vertex Machine Works · Greenville, SC

Home
“Between rental upkeep and my own expenses everything blurred together. Now I can see which property actually loses money each year. I only wish I had run it sooner.”

Ray Delgado

Self-employed · Albuquerque, NM

Business
“It caught supply over-ordering and a software contract auto-renewing at last year's price. Not every finding was big, but the totals came to a full-time salary.”

Dr. Samuel Okoye

Practice Owner, Bright Path Dental · Phoenix, AZ

FAQ

Questions, answered.